Bank branches leased to one of the largest banks headquartered in Florida, and what to check on the lease, from a Florida NNN buyer’s broker with 225+ transactions.
A BankUnited NNN property is a bank branch leased to BankUnited, N.A., often a ground lease or a NN or NNN building lease. Headquartered in Miami Lakes, BankUnited is one of the largest banks based in Florida, with about $35 billion in assets and branches concentrated in South Florida and the New York metro, plus commercial offices in Dallas, Atlanta, New Jersey and Charlotte.
BankUnited is a public company (NYSE: BKU) rated BBB by Fitch, which is investment grade. Its branch network is smaller than the national banks, so the branch’s deposits and location carry real weight. Solid Investments FL has closed a BankUnited deal in Pompano Beach, and our buyer representation is always free to you.
| Tenant | BankUnited, N.A.; confirm the tenant entity on each lease |
|---|---|
| Parent | BankUnited, Inc. (NYSE: BKU), headquartered in Miami Lakes, Florida |
| Credit rating | Fitch BBB (investment grade) |
| Size | About $35 billion in assets and $29 billion in deposits (March 2026) |
| Markets | Florida and the New York metro, plus Dallas, Atlanta, New Jersey and Charlotte |
| Lease type | Often ground leases or NN/NNN building leases; confirm who pays for roof and structure |
| Lease term | New leases often 15–20 years with renewal options |
| Typical cap rate (2026) | About 4.5%–6%; new Florida ground leases often trade near the low end, NN building leases higher |
| Typical price range | About $2M–$5.5M |
Financial data from BankUnited (March 31, 2026); rating as of 2026. Cap rates and pricing reflect current market conditions and vary by deal.
Some BankUnited leases are NN, leaving the landlord responsible for roof or structure. Know exactly what you pay for.
FDIC deposit data shows how a branch performs. Strong, growing deposits suggest the bank will stay.
BankUnited is investment grade but smaller than the national banks. Price the deal on the credit, the branch and the site.
Price the deal on the remaining term and renewal options, not just the original lease length.
Many bank leases have flat rent or small bumps. Check the rent schedule and the options.
Favor hard corners with a drive-thru in dense South Florida trade areas that suit other users too.
We’ve represented a buyer on a BankUnited branch in Pompano Beach, Florida:
Banks
Solid Investments FL is a Florida NNN buyer's brokerage headquartered in Lakewood Ranch (Sarasota), serving investors across Florida and nationwide, with 21+ years in net lease and 225+ transactions, including a BankUnited branch in Pompano Beach. Our buyer representation is free.
As of 2026, BankUnited NNN properties generally trade around 4.5% to 6% cap rates. New ground leases in strong Florida markets can trade near 4.5%, while NN building leases and shorter terms trade higher.
BankUnited is a bank headquartered in Miami Lakes, Florida, with about $35 billion in assets. Its branches are concentrated in Florida and the New York metro, and its parent trades on the NYSE as BKU.
As of 2026, Fitch rates BankUnited BBB, which is investment grade. Confirm which entity signs the lease.
Some are ground leases or NNN leases, and some are NN, where the landlord keeps roof or structure responsibility. Review the lease before you buy.
BankUnited NNN properties typically sell for about $2 million to $5.5 million, depending on rent, lease structure, term and location.
For many buyers, yes. BankUnited offers investment grade credit, and bank branches often sit on strong corners. The key is the lease structure, the branch's deposits and the location.
General information only, not investment, tax or legal advice. Credit ratings and market data change; verify current figures before investing.
We’ll help you check the branch, the lease and the market. Tell us your budget and timeline; our buyer representation is completely free.
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